Best Large Cap Mutual Funds in 2025

Benefits of Best Large Cap Mutual Funds

Here are the benefits of the best large cap mutual funds in India:

Large cap mutual funds are prone to lower risks due to investment in top-ranked companies.
You can reap the benefits of high liquidity with your investments in large cap mutual funds.
As large cap companies are well established in their respective industries, they can offer stability despite economic downturns.
You can ensure a steady revenue growth with large cap mutual funds, despite market volatility.
The large cap companies can potentially generate consistent profit with a vintage market presence.

Factors to Consider Before Investing in the Best Large Cap Mutual Funds

Keep these points in mind when investing in large cap mutual funds:

Large cap funds offer moderate returns, unlike small and mid cap funds, which may give higher returns.
They are less volatile but still affected by market fluctuations.
Investing in the long term can help you get better returns.

An Overview of Top Large Cap Mutual Funds

Here are some of the best large cap mutual funds and the key aspects that make them ideal for investors seeking long-term growth with relatively lower risk:

1. Nippon India Large Cap Fund

Nippon India Large Cap Fund invests 98.46% in domestic equities, of which 64.71% is in large cap stocks, 10.13% is in mid cap stocks and 2.67% in small cap stocks. If you are an investor with an investment horizon of 3 to 4 years, you can choose this large cap mutual fund.

Asset Under Management: ₹34,211.6 crore approximately
Expense Ratio: 1.02%
Launch Date: January 2013
Exit Load: 1%
Investment Details: Equity (98.46%), Others (1.54%)

2. HDFC Large Cap Fund

With a benchmark of Nifty 100 TRI, you can choose to invest in this fund for the long term. HDFC Large Cap Fund invests 99.55% in Indian equities where 79.66% and 2.76% are in large cap stocks and mid cap stocks respectively.

Asset Under Management: ₹33,913.31 crore approximately
Expense Ratio: 1.01%
Launch Date: January 2013
Exit Load: 1%
Investment Details: Equity (99.55%), Others (0.45%)

3. DSP Top 100 Equity Fund

DSP Top 100 Equity is one of the best large cap mutual funds in 2025 which invests 91% in domestic equities. It includes 69.41% in large cap stocks, 2.55% in mid cap stocks and 1.9% in small cap stocks. The minimum amount of investment in this fund is ₹500 for SIP and lump sum.

Asset Under Management: ₹4,519.34 crore approximately
Expense Ratio: 1.05%
Launch Date: March 2003
Exit Load: 1%
Investment Details: Equity (91%), Other (9%)

4. ICICI Prudential Bluechip Fund

Made available to investors from 23 May 2008, the ICICI Prudential Bluechip Fund scheme is currently managed by Anish Tawakley and Vaibhav Dusad. It is benchmarked to the NIFTY 100 Total Return Index.

Asset Under Management: ₹60,177.2 crore approximately
Expense Ratio: 0.93%
Launch Date: May 2008
Exit Load: 1%
Investment Details: Equity (91.91%), Debt (0.78%), Others (7.30%)

5. JM Large Cap Fund

JM large cap fund invests 96.28% in domestic equities wherein 60.4%, 13.97% and 1.68% are in large cap, mid cap and small cap stocks respectively. You can invest in this open-ended fund and measure its stock performance with its benchmark BSE 100 TRI.

Asset Under Management: ₹457.68 crore approximately
Expense Ratio: 0.72%
Launch Date: January 2013
Exit Load: 1%
Investment Details: Equity (96.28%), Others (3.72%)

Key Takeaway

The best large cap mutual funds help you invest in the top 100 companies based on their market capitalisation. You can invest in these funds for the long term to minimise risks, even though it is subject to market volatility. Ensure you adhere to the taxation norms such as short-term and long-term capital gains tax (STCG and LTCG) while you redeem a large cap fund to maximise your actual return.

Frequently Asked Questions

1. What are the risks associated with the best large cap mutual funds?

Even though large cap mutual funds offer stability, they are prone to economic downturns and market risks. Geopolitical scenarios can affect the returns from large cap funds. Ensure you take calculated risks to avoid losses due to market volatility.

2. Where do the best large cap mutual funds invest?

Large cap funds usually invest 80% of their fund in the top 100 companies in India, classified based on market capitalization.

3. Are the best large cap mutual funds taxable?

Large cap mutual funds are taxable based on their holding period. If an investor redeems a large cap fund before 1 year, short-term capital gains tax applies at 20%, without any surcharge or cess. In case the investor redeems this fund after 1 year, long-term capital gains tax applies at 12.5%, on an amount exceeding ₹1.25 lakh.